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Comprehensive insurance is encouraged for anyone traveling through Botswana or other African countries. It’s no secret that these adventures of a lifetime come with their associated risks, i.e. wild animals, challenging terrain and road conditions, and poor public health services.
Taking out travel and medical insurance covering specific area-related medical emergencies, or unexpected incidents, is the safest and most recommended way to go.
Before embarking on a Botswana tour, you should ensure you have comprehensive medical cover for specific activities you might like to partake in while on holiday. For example, bush walking, game viewing, horseback riding, bungee jumping, etc.
You should be covered for any incidents relating to wild animals and have authorization for a medical evacuation to take the necessary measures in an emergency in a remote area. Taking out insurance to protect cash, camera equipment, and baggage is also advisable and should fall under comprehensive cover.
It is recommended that, before departure, travelers have a copy of their medical and travel insurance policies and an emergency phone number to call, so that this information is available when fellow travelers, guides, lodge staff, or emergency personnel might need it.
You should also take out travel insurance to cover yourself in case of an unexpected change in holiday itinerary or an unforeseen cancellation. Ensure that you have access to money via credit card or an electronic funds transfer, as it’s likely that payment for medical treatment will have to be paid upfront and then claimed back from the insurance company later.
