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Comprehensive medical insurance is essential for safari holidays in Zambia. It should include cover for emergency evacuation and private hospitalization within Zambia, transfers for specialist treatment in neighboring countries and, ultimately, repatriation. Make sure you’re covered for safari activities, close wildlife encounters, and any other adventure activities you plan on doing.
Walking and canoeing safaris usually require special cover. Bungee jumping and whitewater rafting almost certainly will. Before you travel, check with your insurance provider on how their claims process works. They may pay medical costs upfront or expect you to pay the initial costs and seek reimbursement later.
Familiarize yourself with the exact documents they require from hospitals and emergency services, and if you’re expected to pay initial costs, then carry a credit card with sufficient funds.
